Starting a new business? Get 40% off our accountancy services for 3 months! 😀


The state pension age is defined as the age that you must reach before you can access your state pension, although you can defer it if you wish. The state pension age for men who were born before 6th December 1953 is currently 65. For women who were born between 5th April 1950 and 6th December 1953, the state retirement age is between 60 and 65 years of age.

The government have introduced some changes and are looking at further changes to ensure that the state retirement age stays in line with expected increases in life expectancy. The state retirement age is the earliest date at which you will receive a state pension, although you don’t have to retire. You can retire after the state retirement age if you wish to do so. Between April 2016 and November 2018, the state pension age for a woman will increase at an accelerated rate to 65 years. The state retirement age for males and females will increase quickly to age 66 from December 2018.

On 29th November 2011, the government announced that state pension age will be 67 years of age between 2026 and 2028. However, this change has still to be approved by parliament before it becomes law. When you reach state retirement age, you have three options. You can retire and claim your state pension. Your second option is to work and claim your state retirement pension, or you could carry on working and defer your state pension until a later date. When you reach state retirement age National Insurance Contributions are no longer payable.

Inline Feedbacks
View all comments

Read more posts...

Umbrella Companies for Self-Employed Contractors

When you set up in business as a contractor you might either work as a sole trader or as a limited company….

Read More

Get Ready for Small Business Saturday UK 2022

Small Business Saturday started in the US in 2010, on the first Saturday following Thanksgiving. It aims to encourage shoppers to consider…

Read More

Architects and Tax

Architecture is a highly diverse sector when it comes to tax. It’s partly down to the type of businesses that carry out…

Read More
Back to Blog...

Confirm Transactions

The number of monthly transactions you have entered based on your turnover seem high. A transaction is one bookkeeping entry such as a sale, purchase, payment or receipt. Are you sure this is correct?

Yes, submit my quote
No, let me change it

Please contact our sales team if you’re unsure

VAT Returns

It is unlikely you will need this service, unless you are voluntarily registered for VAT.

Are you sure this is correct?

Yes, the business is VAT registered
No, let me change it

Call us on 020 3355 4047 if you’re not sure.


You only need this service if you want us to complete the bookkeeping on your behalf.

Would you prefer to complete your own bookkeeping?


Call us on 020 3355 4047 if you’re not sure.