What if I carry on working when I reach state pension age?
Even if you continue working, once you reach state pension age you will no longer be required to make National Insurance contributions. If you continue in self-employment you might pay Class 4 NI in the year that you reach state retirement age. However, you won’t have to pay them the following year.
Why do I have to pay NI?
The National Insurance Contributions you pay will build up an entitlement to some benefits, such as the state pension.
How much National Insurance do I have to pay?
There are different types of National Insurance Contributions. The type you pay depends on whether you are self-employed or employed. The amount you contribute depends on your level of earnings.
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